You can apply through banks or mortgage brokers. SHEZZ assists in comparing mortgage offers, preparing documentation, and coordinating with lenders to secure the best terms.

Yes, most UAE banks offer mortgage options for expats, though eligibility and down payment requirements may vary. We help match you with banks that cater to your profile.

As per UAE regulations, expats usually need to pay 20–25% of the property value as a down payment, while UAE nationals may pay less.

You’ll typically need a valid ID, proof of income, bank statements, credit report, and property details. SHEZZ assists in ensuring all documents meet bank standards.

Mortgage approval generally takes 5–15 working days, depending on the lender’s due diligence. Our coordination helps minimize delays and ensures a smooth process.